Finance

 

Operating Lease

An Operating Lease is a hire contract between you and Isuzu Truck Finance. The rentals are calculated upon the estimated depreciation of the truck over the hire period. At the end of the contract, once all obligations have been met, you return the truck with no further payments required.

Finance Lease

A Finance Lease is also a hire contract between you and Isuzu Truck Finance. In this case Isuzu Truck Finance agrees to purchase the truck you have selected from Isuzu and hire it to you for an agreed period of time. Typically, the initial cost will be lower than other forms of credit and the rental payments thereafter will be evenly spread across an agreed term, often referred to as the primary term. At the end of the primary term, you may continue to use the truck in return for an annual fixed rental or alternatively you may sell the truck as agent of Isuzu Truck Finance and retain the bulk of the sale proceeds by way of a rebate of rentals.

Hire Purchase

Hire Purchase, commonly known as Leased Purchase, is a hire contract with the cost of the truck repaid in full over an agreed term. Full VAT is payable on signing, which Isuzu Truck Finance will accept as a deposit. Once all the payments and the option to purchase fee have been made, title of the truck will pass to you. For tax purposes, you are deemed to be the owner of the truck and can therefore claim against capital allowances.

Contract Hire

Contract Hire offers businesses a smart, seamless package whereby all of your costs for running the vehicle are covered in a single monthly payment. The monthly rental excludes driver costs, fuel and insurance but by adding on Isuzu’s Repair and Maintenance Agreement, subject to terms and conditions, the contract package can include all servicing, maintenance, tyres and administration.

Find your local dealer

Whether you want to view a new truck, arrange a service or buy a part, our nationwide network of truck dealers is here to take your call at a time that suits you and your business.

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Get in touch

If you’d like to find out more about our truck range or any of our services, please contact us using the form below.

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    Isuzu Truck UK Ltd
    Isuzu House
    164 Great North Road
    Hatfield
    Hertfordshire
    AL9 5JN
    UK

    Tel: 01707 28 29 30
    Fax: 01707 28 29 31
    Email: info@isuzutruck.co.uk

    Emergency Assistance
    For Isuzu Commercial Assist call free on 0800 008 7210